Offer in Compromise Calculator
Find Out What the IRS May Accept to Settle Your Tax Debt
Use our free Offer in Compromise Calculator to estimate whether you may qualify to settle your IRS tax debt for less than the full amount owed. This tool is based on the IRS Reasonable Collection Potential formula used in Offer in Compromise evaluations.
Answer honestly - the IRS verifies all of the following before reviewing any OIC.
The IRS requires all of the following before reviewing an OIC: no open bankruptcy, all returns filed, and estimated payments current. Please contact a tax professional to discuss your options.
Enter current balances. The IRS uses 80% of fair market value (Quick Sale Value).
Enter average monthly amounts. For variable income (gig / seasonal), use a 3-month average.
Can't find your ZIP? Select your state and county manually - we'll use the IRS housing cap for that county.
Click Calculate to see your estimated OIC amount. Your results will be locked behind a quick form - we'll email them to you immediately.
Estimate based on IRS Form 656-B methodology. Acceptance depends on documentation, compliance, and special circumstances reviewed by an IRS examiner.
This calculator provides estimates for informational purposes only and is based on federal tax law. Results may not reflect your complete tax situation, state and local taxes, or all applicable deductions and credits. Consult a qualified tax professional before making financial or legal decisions.
What Is an Offer in Compromise?
-
An Offer in Compromise (OIC) is an IRS tax relief program that may allow qualified taxpayers to reduce and settle their tax debt if they cannot realistically afford to pay the full balance.
-
The IRS reviews factors such as:
-
Income
-
Assets
-
Monthly expenses
-
Future ability to pay
Free IRS Settlement Estimate
-
Our calculator helps estimate:
-
Potential IRS settlement range
-
Financial hardship qualification indicators
-
Possible eligibility for IRS tax relief programs
-
This is often the first step for taxpayers dealing with serious IRS collections or large tax balances.
Common IRS Tax Problems
-
We help taxpayers facing:
-
IRS tax debt over $10,000
-
Wage garnishments
-
Bank levies
-
Tax liens
-
Unfiled tax returns
-
Payroll tax debt
-
IRS collection notices
Why Tax Law Advocates?
Attorney-Led Tax Resolution
Work directly with experienced tax attorneys and IRS enrolled agents.
Nationwide IRS Representation
Helping taxpayers across all 50 states resolve IRS tax debt issues.
Strategic IRS Negotiation
Every case is carefully reviewed to identify the strongest resolution option available.