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IRS Fresh Start Program Calculator

Find Out What the IRS May Accept to Settle Your Tax Debt

Use our free Offer in Compromise Calculator to estimate whether you may qualify to settle your IRS tax debt for less than the full amount owed. This tool is based on the IRS Reasonable Collection Potential formula used in Offer in Compromise evaluations.

Offer in Compromise Estimator
Find out what the IRS might accept to settle your tax debt, using the same formula the IRS uses to evaluate offers.
Tax year 2025
Step 1 of 6
Step 1 - Tax Debt
Enter the total amount you owe including penalties and interest.

This calculator provides estimates for informational purposes only and is based on federal tax law. Results may not reflect your complete tax situation, state and local taxes, or all applicable deductions and credits. Consult a qualified tax professional before making financial or legal decisions.

What Is an Offer in Compromise?

  • An Offer in Compromise (OIC) is an IRS tax relief program that may allow qualified taxpayers to reduce and settle their tax debt if they cannot realistically afford to pay the full balance.
  • The IRS reviews factors such as:
  • Income
  • Assets
  • Monthly expenses
  • Future ability to pay

Free IRS Settlement Estimate

  • Our calculator helps estimate:
  • Potential IRS settlement range
  • Financial hardship qualification indicators
  • Possible eligibility for IRS tax relief programs
  • This is often the first step for taxpayers dealing with serious IRS collections or large tax balances.

Common IRS Tax Problems

  • We help taxpayers facing:
  • IRS tax debt over $10,000
  • Wage garnishments
  • Bank levies
  • Tax liens
  • Unfiled tax returns
  • Payroll tax debt
  • IRS collection notices

Meet Your Lead Tax Attorney and Enrolled Agent for IRS Debt Relief & Tax Resolution You Can Trust

David Cho

Tax attorney with a J.D. and LL.M. in Taxation from UCI Law. David focuses on practical tax resolution strategies, helping clients navigate IRS and state issues with clear, solution-driven guidance.

David Cho

Tax attorney with a J.D. and LL.M. in Taxation from UCI Law. David focuses on practical tax resolution strategies, helping clients navigate IRS and state issues with clear, solution-driven guidance.

Scott Mullerleile

EA with 12+ years in tax resolution and a background in collections. Scott has successfully handled hundreds of cases, including accepted Offers in Compromise and representation before Revenue Officers, audits, and appeals.

Scott Mullerleile

EA with 12+ years in tax resolution and a background in collections. Scott has successfully handled hundreds of cases, including accepted Offers in Compromise and representation before Revenue Officers, audits, and appeals.

Why Tax Law Advocates?

Attorney-Led Tax Resolution

Work directly with experienced tax attorneys and IRS enrolled agents.

Nationwide IRS Representation

Helping taxpayers across all 50 states resolve IRS tax debt issues.

Strategic IRS Negotiation

Every case is carefully reviewed to identify the strongest resolution option available.

Real Tax Stories.

Real Tax Relief.

See how everyday people reduced or resolved thousands in tax debt with the help of our tax attorneys—your case could be next.

Our Happy Clients

Bahar

Tax Law Advocates gave me peace of mind when I needed it most. Professional, supportive, and truly life-changing.

Valerie

Tax Law Advocates gave me peace of mind when I needed it most. Professional, supportive, and truly life-changing.

Rodd

Tax Law Advocates helped me feel relieved and supported every step of the way.

Howes

Tax Law Advocates helped eliminate a huge portion of my tax debt. I’m beyond grateful.